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He said that, "We might neglect our future selves because of some failure of belief or imagination." | Dixo que: "Descoidamos o noso futuro por algún tipo de crenza errónea ou imaxinación". | en-gl |
That is to say, we somehow might not believe that we're going to get old, or we might not be able to imagine that we're going to get old some day. | É dicir, por algún motivo non pensamos que nos faremos vellos, ou non somos quen de imaxinar que nos imos facer vellos algún día. | en-gl |
On the one hand, it sounds ridiculous. | Di satu sisi, ini terdengar konyol. | en-id |
Of course, we know that we're going to get old. | Звичайно, ми знаємо, що колись постаріємо. | en-uk |
But aren't there things that we believe and don't believe at the same time? | Namun adakah hal-hal yang kita yakini dan tidak sekaligus? | en-id |
So my coauthors and I have used computers, the greatest tool of our time, to assist people's imagination and help them imagine what it might be like to go into the future. | Saya dan rekan pengarang saya menggunakan komputer, alat paling hebat di jaman kami untuk membantu orang membayangkan dan menolong mereka membayangkan seperti apa di masa depan. | en-id |
And I'll show you some of these tools right here. | И показаћу вам овде неке од тих алата. | en-sr |
The first is called the distribution builder. | Yang pertama adalah pembangun distribusi. | en-id |
It shows people what the future might be like by showing them a hundred equally probable outcomes that might be obtained in the future. | Mostra alle persone il loro possibile futuro attraverso un centinaio di realtà possibili che potrebbero verificarsi in futuro. | en-it |
Each outcome is shown by one of these markers, and each sits on a row that represents a level of wealth and retirement. | Cada resultat es mostra amb un d'aquests marcadors, i cadascun es troba en una filera que representa el nivell de riquesa i de jubilació. | en-ca |
Being up at the top means that you're enjoying a high income in retirement. | Нахождение наверху означает, что вы можете ни в чём себе не отказывать. | en-ru |
Being down at the bottom means that you're struggling to make ends meet. | 反対に、下に行けば行くほど 生活のやりくりに苦労している状態を示します。 | en-ja |
When you make an investment, what you're really saying is, "I accept that any one of these 100 things could happen to me and determine my wealth." | Quan fas una inversió, allò que realment dius és: "Accepto que qualsevol d'aquestes 100 coses em poden passar i poden determinar la meva riquesa". | en-ca |
Now you can try to move your outcomes around. | Puedes imaginarte diversas posibilidades. | en-es |
You can try to manipulate your fate, like this person is doing, but it costs you something to do it. | 你可以嘗試操縱自己的命運,這個人便正是這樣做, 但你這樣做要有代價。 | en-zh-tw |
It means that you have to save more today. | To znači da danas morate više štedjeti. | en-hr |
Once you find an investment that you're happy with, what people do is they click "done" and the markers begin to disappear, slowly, one by one. | Setelah Anda menemukan investasi yang memuaskan Anda, orang-orang akan mengklik "selesai" dan tandanya akan menghilang pelahan, satu demi satu. | en-id |
It simulates what it is like to invest in something and to watch that investment pan out. | Simula como sería investir en algo e ver concluír ese investimento. | en-gl |
At the end, there will only be one marker left standing and it will determine our wealth in retirement. | Akhirnya, hanya akan ada satu penanda yang tersisa yang akan menentukan kekayaan kita saat pensiun. | en-id |
Yes, this person retired at 150 percent of their working income in retirement. | Taip, šis žmogus pensijoje gaus 150 procentų pajamų, lyginant su darbo pajamomis. | en-lt |
They're making more money while retired than they were making while they were working. | Elle gagne plus d'argent à la retraite que ce qu'ils gagnaient en travaillant. | en-fr |
If you're like most people, just seeing that gave you a small sense of elation and joy -- just to think about making 50 percent more money in retirement than before. | Siz de çoğu insan gibiyseniz bunu görünce mutluluk ve neşe hissi duyarsınız emekliyken önceye göre yüzde 50 daha fazla kazanacağınızı düşündüğünüz zaman. | en-tr |
However, had you ended up on the very bottom, it might have given you a slight sense of dread and/or nausea thinking about struggling to get by in retirement. | No entanto, se vocês tivessem escolhido o fundo, poderia ter-vos dado uma ligeira sensação de pavor e/ou náusea só de pensar sobre lutar para sobreviver durante a reforma. | en-pt |
By using this tool over and over and simulating outcome after outcome, people can understand that the investments and savings that they undertake today determine their well-being in the future. | Duke e përdorur këtë mjet disa herë dhe duke stimuluar rezultat pas rezultati, njerëzit mund të kuptojnë që investimet dhe kursimet që ata bëjnë sot vendosin për mirëqenien e tyre në të ardhëmen. | en-sq |
Now people are motivated through emotions, but different people find different things motivating. | Agora a xente déixase levar polas emocións, pero xente distinta acha distintas cousas que a motiven. | en-gl |
This is a simulation that uses graphics, but other people find motivating what money can buy, not just numbers. | Šī ir simulācija, kur izmanto grafikus, taču citiem cilvēkiem svarīgs ir tas, ko var nopirkt par naudu, nevis pliki skaitļi. | en-lv |
So here I made a distribution builder where instead of showing numerical outcomes, I show people what those outcomes will get you, in particular apartments that you can afford if you're retiring on 3,000, 2,500, 2,000 dollars per month and so on. | Šeit es izveidoju sadalījuma aprēķinātāju, kur tā vietā, lai parādītu rezultātus ar cipariem, es parādu cilvēkiem, ko jums dos šie rezultāti, konkrētu dzīvokļu veidos, ko jūs varat atļauties, ja dodaties pensijā, saņemot 3,000, 2,500, 2,000 dolārus mēnesī un tā tālāk. | en-lv |
As you move down the ladder of apartments, you see that they get worse and worse. | Khi bạn hạ thấp dần những căn hộ đó, bạn có thể thấy chúng ngày một tệ hơn. | en-vi |
Some of them look like places I lived in as a graduate student. | いくつかは私が大学院生時代に住んでいた部屋のように質素です。 | en-ja |
And as you get to the very bottom, you're faced with the unfortunate reality that if you don't save anything for retirement, you won't be able to afford any housing at all. | E se arrivate a fondo scala dovrete affrontare la triste realtà: se non mettete niente da parte per il pensionamento non vi potrete permettere nessun tipo di abitazione. | en-it |
Those are actual pictures of actual apartments renting for that amount as advertised on the Internet. | ეს რეალური ფოტოებია ბინების, რომლებიც ამ ფასებად ქირავდება ინტერნეტის საშუალებით. | en-ka |
The last thing I'll show you, the last behavioral time machine, is something that I created with Hal Hershfield, who was introduced to me by my coauthor on a previous project, Bill Sharpe. | L'última cosa que vull ensenyar-vos, l'última màquina del temps conductual, és quelcom que vaig crear amb el Hal Hershfield, el qual em va presentar el meu coautor en un antic projecte, Bill Sharpe. | en-ca |
And what it is is an exploration into virtual reality. | Và nó là cuộc du ngoạn và trong một cõi hiện thực ảo. | en-vi |
So what we do is we take pictures of people -- in this case, college-age people -- and we use software to age them and show these people what they'll look like when they're 60, 70, 80 years old. | We nemen foto's van mensen, in dit geval universiteitsstudenten. Met verouderingssoftware tonen we ze hoe ze eruit zullen zien als ze 60, 70 en 80 zullen zijn. | en-nl |
And we try to test whether actually assisting your imagination by looking at the face of your future self can change you investment behavior. | És megpróbáljuk tesztelni, hogy ha valóban segítjük a fantáziát azáltal, hogy megnézhetjük a jövőbeli arcunkat, az vajon megváltoztatja-e a befektetési szokásainkat. | en-hu |
So this is one of our experiments. | Αυτό λοιπόν είναι ένα από τα πειράματά μας. | en-el |
Here we see the face of the young subject on the left. | Burada solda genç birisinin yüzünü görüyoruz. | en-tr |
He's given a control that allows him to adjust his savings rate. | 그는 그의 저축 비율을 조정할 수 있는 통제권을 가지고 있습니다. | en-ko |
As he moves his savings rate down, it means that he's saving zero when it's all the way here at the left. | Если он понижает размеры своих сбережений и доводит бегунок до левого края, значит у него совсем нет сбережений. | en-ru |
You can see his current annual income -- this is the percentage of his paycheck that he can take home today -- is quite high, 91 percent, but his retirement income is quite low. | Podedes ver a súa renda anual. Esta é a porcentaxe de soldo que leva hoxe á casa, é bastante alta, 91 por cento, pero a súa renda para a xubilación é bastante baixa. | en-gl |
He's going to retire on 44 percent of what he earned while he was working. | Viņš aizies pensijā ar 44% no tā, ko nopelnīja, kad vēl strādāja. | en-lv |
If he saves the maximum legal amount, his retirement income goes up, but he's unhappy because now he has less money on the left-hand side to spend today. | اگه حداکثر میزان قانونی رو پس انداز کنه، درآمد بازنشستگیش بالا میره، ولی اون خوشحال نیست چون اون الان در دست چپ میزان کمتری پول برای خرج امروزش داره. | en-fa |
Other conditions show people the future self. | 다른 조건들 역시 사람들에게 미래의 자기 모습을 보여줍니다. | en-ko |
And from the future self's point of view, everything is in reverse. | E para o ponto de vísta do futuro eu, todas as coisas são ao contrário, | en-pt-br |
If you save very little, the future self is unhappy living on 44 percent of the income. | Nëse kurseni pak, vetja e së ardhmes nuk është e lumtur duke jetuar me 44% të atyre të ardhurave. | en-sq |
Whereas if the present self saves a lot, the future self is delighted, where the income is close up near 100 percent. | 而如果目前的自我儲蓄了很多, 收入接近100%附近左右, 未來的自我會很高興。 | en-zh-tw |
To bring this to a wider audience, I've been working with Hal and Allianz to create something we call the behavioral time machine, in which you not only get to see yourself in the future, but you get to see anticipated emotional reactions to different levels of retirement wealth. | Hogy ez szélesebb közönséghez is eljusson, Hallal az Allianz céggel dolgoztunk, hogy létrehozzunk valamit, amit viselkedési időgépnek hívunk, amelyben nemcsak magunkat láthatjuk a jövőben, hanem láthatjuk a várható érzelmi reakciókat is a különböző nyugdíjszinteken. | en-hu |
So for instance, here is somebody using the tool. | Ví dụ, Đây là một người sủ dụng công cụ đó. | en-vi |
And just watch the facial expressions as they move the slider. | وبمجرد مشاهدة تعابير الوجه حين نقوم بتغير المؤشر | en-ar |
The younger face gets happier and happier, saving nothing. | Ніяких заощаджень - і молоде обличчя стає дедалі щасливішим. | en-uk |
The older face is miserable. | Det gamle ansigt er ulykkelig. | en-da |
And slowly, slowly we're bringing it up to a moderate savings rate. | Piano piano lo portiamo a un risparmio moderato, | en-it |
And then it's a high savings rate. | E logo a un nivel alto. | en-gl |
The younger face is getting unhappy. | Jaunākā seja kļūst nelaimīga. | en-lv |
The older face is quite pleased with the decision. | Le visage plus âgé est plutôt content, lui, de la décision. | en-fr-ca |
We're going to see if this has an effect on what people do. | Zobaczymy, czy to ma wpływ na zachowania ludzi. | en-pl |
And what's nice about it is it's not something that biasing people actually, because as one face smiles, the other face frowns. | Og det gode ved det er, at det faktisk ikke er noget der farver folk, fordi når det ene ansigt smiler, bliver det andet ansigt utilfreds. | en-da |
It's not telling you which way to put the slider, it's just reminding you that you are connected to and legally tied to this future self. | Neříká vám to, kam máte posuvník umístit, jen vám připomíná, že jste spojeni a právně svázání ke svému budoucímu "já". | en-cs |
Your decisions today are going to determine its well-being. | Dine beslutninger i dag, vil bestemme dets tilstand. | en-da |
And that's something that's easy to forget. | Bu da unutması kolay bir şey. | en-tr |
This use of virtual reality is not just good for making people look older. | A virtuális valóság efféle alkalmazása nemcsak arra jó, hogy öregebbnek mutassuk az embereket. | en-hu |
There are programs you can get to see how people might look if they smoke, if they get too much exposure to the sun, if they gain weight and so on. | Некоторые из них позволят вам увидеть, как вы будете выглядеть, если начнёте курить, посещать солярий, наберёте вес и т.д. | en-ru |
And what's good is, unlike in the experiments that Hal and myself ran with Russ Smith, you don't have to program these by yourself in order to see the virtual reality. | 그리고 좋은 점은, 할(Hal)과 제가 루스 스미스(Russ Smith)와 했던 실험들과는 다르게, 가상 현실을 보기 위해서 직접 프로그래밍하시지 않으셔도 된다는 거지요. | en-ko |
There are applications you can get on smartphones for just a few dollars that do the same thing. | Υπάρχουν εφαρμογές για τα κινητά με λίγα δολάρια που κάνουν ακριβώς το ίδιο. | en-el |
This is actually a picture of Hal, my coauthor. | Šis ir mana līdzautora Hela attēls. | en-lv |
You might recognize him from the previous demos. | Mund ta njihni prej demostrimeve të mëhershme. | en-sq |
And just for kicks we ran his picture through the balding, aging and weight gain software to see how he would look. | و محض خنده ما از عکس اون استفاده کردیم تو برنامه های کچل کردن، پیر کردن و افزایش وزن. که ببینینم چه جوری دیده میشیم. | en-fa |
Hal is here, so I think we owe it to him as well as yourself to disabuse you of that last image. | Hal是在這裡,所以我覺得我們應該為尊重他 而毀滅最後的圖片。 | en-zh-tw |
And I'll close it there. | És itt be is fejezem. | en-hu |
On behalf of Hal and myself, I wish all the best to your present and future selves. | Në emër të Hal dhe vetes sime, ju uroj çdo të mire vetës suaj të tashme dhe të ardhme. | en-sq |
I've been in Afghanistan for 21 years. | Je suis en Afghanistan depuis 21 ans. | en-fr |
I work for the Red Cross and I'm a physical therapist. | Es strādāju Sarkanajā Krustā un esmu fizikālais terapeits. | en-lv |
My job is to make arms and legs -- well it's not completely true. | Meu trabalho é fazer braços e pernas -- bem, isso não é totalmente verdade. | en-pt-br |
We do more than that. | それ以上のことも行います | en-ja |
We provide the patients, the Afghan disabled, first with the physical rehabilitation then with the social reintegration. | אנחנו נותנים למטופלים האפגנים המוגבלים כמה דברים, קודם כל שיקום פיזיולוגי, אחר כך, אנו עוזרים בשילובם בחברה. | en-he |
It's a very logical plan, but it was not always like this. | این طرح بسیار منطقیست ، اما همواره اینطور نبوده. این طرح بسیار منطقیست ، اما همواره اینطور نبوده. | en-fa |
For many years, we were just providing them with artificial limbs. | Durante muitos anos, apenas lhes fornecíamos membros artificiais. | en-pt |
It took quite many years for the program to become what it is now. | 치료과정이 지금처럼 되는데는 많은 시간이 필요했습니다. | en-ko |
Today, I would like to tell you a story, the story of a big change, and the story of the people who made this change possible. | 今天,我想告訴你一個故事, 一個巨大轉變的故事, 和那些讓這種變化 得以發生的人們。 | en-zh-tw |
I arrived in Afghanistan in 1990 to work in a hospital for war victims. | Stigao sam u Afganistan 1990. godine da bih radio u bolnici za ratne žrtve. | en-hr |
And then, not only for war victims, but it was for any kind of patient. | 后来 医院不仅收治战争伤员 还收治其他各种病患 | en-zh-cn |
I was also working in the orthopedic center, we call it. | 我同时也在 矫形中心工作 | en-zh-cn |
This is the place where we make the legs. | اینجا مکانیست که ما پاها را درست میکنیم. | en-fa |
At that time I found myself in a strange situation. | Naquela época eu me encontrava numa situação estranha. | en-pt-br |
I felt not quite ready for that job. | รู้สึกไม่พร้อม กับงานนั้น | en-th |
There was so much to learn. | 還有好多的需要學習。 | en-zh-tw |
There were so many things new to me. | So viele Dinge waren mir neu. | en-de |
But it was a terrific job. | Mais ce fut un travail formidable. | en-fr |
But as soon as the fighting intensified, the physical rehabilitation was suspended. | すぐに戦闘が激化し 機能回復訓練は中止されました | en-ja |
There were many other things to do. | 還有許多其他事情要做。 | en-zh-tw |
So the orthopedic center was closed because physical rehabilitation was not considered a priority. | So wurde das Orthopädie-Zentrum geschlossen, weil physikalische Rehabilitation nicht als Priorität erachtet wurde. | en-de |
It was a strange sensation. | У меня было странное ощущение. | en-ru |
Anyway, you know every time I make this speech -- it's not the first time -- but it's an emotion. | على كل حال، تعلمون أنه في كل مرة أقوم بهذا الخطاب -- ليست المرة الأولى -- لكنه عاطفة. | en-ar |
It's something that comes out from the past. | Pochodzi z przeszłości. | en-pl |
It's 21 years, but they are still all there. | Оттогава минаха 21 години, но те все още са живи. | en-bg |
Anyway, in 1992, the Mujahideen took all Afghanistan. | Tak jako tak, v roce 1992 získali mudžahedíni kontrolu nad celým Afghánistánem. | en-cs |
And the orthopedic center was closed. | و مرکز اُرتوپدی بسته شده. | en-fa |
I was assigned to work for the homeless, for the internally displaced people. | On m'a affecté au service pour les sans-abri, pour les personnes déplacées à l'intérieur du pays. | en-fr |
But one day, something happened. | แต่แล้ววันหนึ่งก็มีบางอย่างเกิดขึ้น | en-th |
I was coming back from a big food distribution in a mosque where tens and tens of people were squatting in terrible conditions. | Mă întorceam de la o acțiune de împărțire a hranei într-o moschee unde zeci și zeci de oameni trăiau în condiții grele. | en-ro |
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