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indiafinbench_NUM_080
numerical_reasoning
easy
RBI
Auction Week 1 (April 01-03, 2026): ₹29,000 crore — (i) 15 Year for ₹17,000 crore (ii) 50 Year for ₹12,000 crore. Auction Week 2 (April 06-10, 2026): ₹34,000 crore — (i) 10 Year for ₹34,000 crore.
In the GoI securities issuance calendar for H1 FY2026-27, what is the combined amount to be auctioned in the first two auction weeks (April 01-03 and April 06-10, 2026)?
₹63,000 crore. Calculation: ₹29,000 (Week 1) + ₹34,000 (Week 2) = ₹63,000 crore.
RBI_Issuance_C_issuance_calendar_for_marketable_dated_securities_for_a_031.txt
indiafinbench_REG_056
regulatory_interpretation
easy
SEBI
The decision of the Board to reject the application shall be communicated to the applicant within thirty days of such decision.
Under SEBI (InvIT) Regulations 2014, within how many days must SEBI communicate a decision to reject an application for a certificate of registration to the applicant?
Within thirty days
SEBI_2014_securities_and_exchange_board_of_india_infrastructure_i_091.txt
indiafinbench_NUM_128
numerical_reasoning
medium
SEBI
Regulation 28E(n)(i): [Category II ESG rating provider] maintain minimum liquid net worth of rupees ten lakh at all times: at the time of making the application, the applicant shall have a minimum liquid net worth of the higher of, A. rupees twenty lakhs; or B. addition of rupees ten lakhs and the target on cumulative ...
A Category II ESG rating provider applicant projects cumulative cash losses of Rs 8 lakh until breakeven. What is the minimum liquid net worth at application time, and how does it compare to the ongoing maintenance requirement?
At application time, the minimum is the higher of: (A) Rs 20 lakh, or (B) Rs 10 lakh + Rs 8 lakh (projected losses) = Rs 18 lakh. Since Rs 20 lakh > Rs 18 lakh, the minimum liquid net worth at application time is Rs 20 lakh. The ongoing maintenance requirement is Rs 10 lakh. Therefore, the application-time requirement ...
SEBI_1999_securities_and_exchange_board_of_india_credit_rating_ag_085.txt
indiafinbench_NUM_111
numerical_reasoning
easy
SEBI
Regulation 21(1): The Investment Adviser shall redress investor grievances promptly but not later than twenty-one calendar days from the date of receipt of the grievance.
An investor lodges a grievance with an investment adviser on March 5, 2025. What is the regulatory deadline by which the investment adviser must redress the grievance under SEBI IA Regulations, 2013?
Under Regulation 21(1), the investment adviser must redress the grievance not later than 21 calendar days from the date of receipt. March 5, 2025 + 21 calendar days = March 26, 2025. The regulatory deadline for redressal is March 26, 2025.
SEBI_2013_securities_and_exchange_board_of_india_investment_advis_071.txt
indiafinbench_TMP_060
temporal_reasoning
medium
SEBI
Regulation 22 (original, 2013): Investment advisers which are banks, NBFCs and body corporate providing distribution or execution services to their clients shall keep their investment advisory services segregated from such activities: Provided that such distribution or execution services can only be offered subject to ...
What was the original scope of Regulation 22 in the SEBI (Investment Advisers) Regulations, 2013, and how did the 2020 amendment fundamentally change its coverage?
The original Regulation 22 (2013) was titled 'Segregation of execution services' and applied only to investment advisers that are banks, NBFCs, and body corporates which also provide distribution or execution services. Such entities could continue offering distribution services alongside advice provided they maintained...
SEBI_2013_securities_and_exchange_board_of_india_investment_advis_071.txt
indiafinbench_NUM_040
numerical_reasoning
easy
SEBI
A trust deed for securing the issue of debentures shall be executed by the issuer in favour of the independent trustee or debenture trustee, as applicable, within three months of the closure of the issue.
Under the original SEBI (Issue and Listing of Debt Securities by Municipalities) Regulations 2015 (as in force before the 2019 Amendment), if the issue closed on 1 January 2018, what was the latest date by which the trust deed had to be executed?
By 1 April 2018 (three months from the closure of the issue on 1 January 2018)
SEBI_2015_securities_and_exchange_board_of_india_issue_and_listin_066.txt
indiafinbench_REG_133
regulatory_interpretation
easy
SEBI
Regulation 4(f): Any member of Institute of Chartered Accountants of India, Institute of Company Secretaries of India, Institute of Cost and Works Accountants of India, Actuarial Society of India or any other professional body as may be specified by the Board, who provides investment advice to their clients, incidental...
Does a Chartered Accountant who incidentally provides investment advice to clients in the course of professional services need to register as an investment adviser under SEBI IA Regulations, 2013?
No. Under Regulation 4(f), any member of the Institute of Chartered Accountants of India (or other specified professional bodies such as ICSI, ICMAI, or the Actuarial Society of India) who provides investment advice to clients incidental to their professional service is exempt from registration as an investment adviser...
SEBI_2013_securities_and_exchange_board_of_india_investment_advis_071.txt
indiafinbench_REG_100
regulatory_interpretation
medium
SEBI
Disqualification from being appointed as trustees. 16. (2) No person shall be eligible to be appointed as a trustee unless— (a) he is a person of ability, integrity and standing; and (b) has not been found guilty of moral turpitude; and (c) has not been convicted of any economic offence or violation of any securities l...
What three personal qualifications must every trustee of a mutual fund possess or satisfy under Regulation 16(2) of SEBI (Mutual Funds) Regulations, 1996?
Be a person of ability, integrity and standing; not have been found guilty of moral turpitude; and not have been convicted of any economic offence or violation of any securities laws
SEBI_1996_securities_and_exchange_board_of_india_mutual_funds_reg_087.txt
indiafinbench_REG_122
regulatory_interpretation
medium
SEBI
Seventh Schedule — Restrictions on Investments. 13. A mutual fund scheme shall not invest — i. more than 10% of its NAV in the units of InvIT; and ii. more than 5% of its NAV in the units of InvIT issued by a single issuer. Provided that the limits mentioned in sub-clauses (i) and (ii) above shall not be applicable for...
What are the NAV-based investment limits for a mutual fund scheme in InvIT units — both the overall cap and the cap for units issued by a single InvIT issuer?
Not more than 10% of NAV overall; not more than 5% of NAV in units of a single InvIT issuer
SEBI_1996_securities_and_exchange_board_of_india_mutual_funds_reg_087.txt
indiafinbench_NUM_107
numerical_reasoning
medium
SEBI
Regulation 19(2): All records shall be maintained either in physical or electronic form and preserved for a minimum period of five years.
An investment adviser provides investment advice to a client on November 15, 2023. Under SEBI IA Regulations, 2013, what is the earliest date on which the records related to this advice may lawfully be destroyed?
Under Regulation 19(2), records must be preserved for a minimum of 5 years from the date of the advice. From November 15, 2023, adding 5 years gives November 15, 2028. The records must be preserved at least until November 15, 2028 (i.e., the minimum preservation period ends on November 15, 2028). The earliest date on w...
SEBI_2013_securities_and_exchange_board_of_india_investment_advis_071.txt
indiafinbench_REG_065
regulatory_interpretation
easy
SEBI
the issuer has not defaulted in repayment of debt securities or loans obtained from banks or financial institutions, during the preceding three hundred and sixty five days.
Under SEBI (Issue and Listing of Municipal Debt Securities) Regulations 2015, for what preceding period must an issuer have a clean repayment track record on debt securities or bank/financial institution loans to remain eligible for issuance?
The preceding three hundred and sixty five days
SEBI_2015_securities_and_exchange_board_of_india_issue_and_listin_066.txt
indiafinbench_TMP_072
temporal_reasoning
medium
SEBI
Regulation 15(1)(i) (inserted by SEBI (AIF) (Amendment) Regulations, 2024, w.e.f. 05-01-2024): Alternative Investment Funds shall hold their investments in dematerialised form, subject to such conditions as may be specified by the Board from time to time: Provided that the requirement shall not apply to: (a) investment...
When was the requirement for AIFs to hold investments in dematerialised form introduced under SEBI AIF Regulations, 2012, and what exceptions apply?
The requirement for AIFs to hold investments in dematerialised form was introduced by the Securities and Exchange Board of India (Alternative Investment Funds) (Amendment) Regulations, 2024, with effect from 5 January 2024 (Regulation 15(1)(i)). Three exceptions apply: (a) investments in instruments that are not eligib...
SEBI_2012_securities_and_exchange_board_of_india_alternative_inve_072.txt
indiafinbench_REG_102
regulatory_interpretation
medium
SEBI
Payment of annual service fee. 12. A mutual fund shall pay before the 15th April each year a service fee as specified in the Second Schedule for every financial year from the year following the year of registration: Provided that the Board may, on being satisfied with the reasons for the delay permit the mutual fund to...
By what date must a mutual fund pay its annual service fee, and what is the maximum grace period SEBI may allow for a delayed payment?
Before the 15th April each year; the Board may allow payment up to two months from commencement of the financial year
SEBI_1996_securities_and_exchange_board_of_india_mutual_funds_reg_087.txt
indiafinbench_TMP_068
temporal_reasoning
hard
SEBI
Regulation 4(g) (original, pre-2020): the key investment team of the Manager of AIF has adequate experience, with at least one key personnel having not less than five years experience in advising or managing pools of capital or in fund or asset or wealth or portfolio management or in the business of buying, selling and...
How did the SEBI (AIF) (Amendment) Regulations, 2020 change the eligibility requirements for the key investment team of an AIF Manager, and what was the significance of this change?
The SEBI (Alternative Investment Funds) (Amendment) Regulations, 2020 (w.e.f. 19-10-2020) substituted Regulation 4(g) to replace the experience-based standard with a certification-based standard. The original requirement was for at least one key personnel to have not less than five years of experience in managing pools...
SEBI_2012_securities_and_exchange_board_of_india_alternative_inve_072.txt
indiafinbench_TMP_050
temporal_reasoning
medium
SEBI
The original definition of 'advertisement' in the SEBI (Mutual Funds) Regulations, 1996 (clause 2(b)) enumerated specific advertising media: 'every form of advertising, whether in a publication, by display of notices, signs, labels or by means of circulars, catalogues or other documents, by an exhibition of pictures or...
What key change did the SEBI (Mutual Funds) Amendment Regulations, 2012 make to the definition of 'advertisement'?
Replaced the enumeration of specific advertising media with a broader definition covering all forms of communication that may influence investment decisions of investors
SEBI_1996_securities_and_exchange_board_of_india_mutual_funds_reg_087.txt
indiafinbench_CON_065
contradiction_detection
hard
SEBI
Passage A: Regulation 4(g) (pre-2020): the key investment team of the Manager of Alternative Investment Fund has adequate experience, with at least one key personnel having not less than five years experience in advising or managing pools of capital or in fund or asset or wealth or portfolio management or in the busine...
Do the original and 2020-amended versions of Regulation 4(g) impose the same eligibility requirements on the key investment team of an AIF Manager?
No
SEBI_2012_securities_and_exchange_board_of_india_alternative_inve_072.txt
indiafinbench_REG_141
regulatory_interpretation
hard
SEBI
Regulation 15(7): An investment advisor shall not enter into transactions on its own account which is contrary to its advice given to clients for a period of fifteen days from the day of such advice. Provided that during the period of such fifteen days, if the investment adviser is of the opinion that the situation has...
Under SEBI IA Regulations, 2013, if an investment adviser advised clients to buy a stock on a certain date but subsequently believes the situation has changed within 10 days, can the adviser immediately sell the same stock from its own account?
No, not immediately. Under Regulation 15(7), an investment adviser is prohibited from entering transactions on its own account contrary to client advice for 15 days from the day of advice. Even if the situation has changed within those 15 days, the adviser cannot act immediately — it must first give a revised assessmen...
SEBI_2013_securities_and_exchange_board_of_india_investment_advis_071.txt
indiafinbench_REG_083
regulatory_interpretation
easy
SEBI
"independent research analyst" means a person whose only business activity is research analysis or preparation and/or publication of research report.
Under SEBI (Research Analysts) Regulations 2014, who qualifies as an 'independent research analyst'?
A person whose only business activity is research analysis or preparation and/or publication of research report.
SEBI_2014_securities_and_exchange_board_of_india_research_analyst_070.txt
indiafinbench_NUM_103
numerical_reasoning
medium
SEBI
Seventh Schedule. 2. No mutual fund under all its schemes should own more than ten per cent of any company's paid up capital carrying voting rights or ten per cent of units of REITs issued by a single issuer, as the case may be.
All schemes of a mutual fund together hold 9.5% of ABC Limited's paid-up capital carrying voting rights. May they acquire a further 1%?
No. The combined holding would reach 10.5%, exceeding the 10 per cent cap on ownership of any company's paid up capital carrying voting rights.
SEBI_1996_securities_and_exchange_board_of_india_mutual_funds_reg_087.txt
indiafinbench_CON_006
contradiction_detection
medium
SEBI
Passage A: Every company shall notify the particulars of trades by designated persons to the stock exchange on which the securities are listed within two trading days of receipt of the disclosure or becoming aware of the trade. Passage B: Every asset management company shall notify the particulars of such trades to th...
Do the two passages prescribe different disclosure timelines for companies versus asset management companies under SEBI PIT Regulations 2015?
No
SEBI_2015_securities_and_exchange_board_of_india_prohibition_of_i_068.txt
indiafinbench_NUM_009
numerical_reasoning
hard
SEBI
The tenure of warrants issued in an initial public offer shall not exceed eighteen months from the date of their allotment. The warrant holder shall exercise the option to acquire equity shares against each warrant within three months from the date of payment of warrant exercise price. At least twenty-five per cent. of...
Under SEBI ICDR Regulations 2018, if a warrant is allotted on 1 January 2024, what is the latest calendar date on which the warrant holder can exercise the option to acquire equity shares, assuming the warrant exercise price is paid on the last permissible day?
1 October 2025 (warrant tenure ends 18 months from allotment = 1 July 2025; exercise option within 3 months from payment = 1 October 2025)
SEBI_2018_securities_and_exchange_board_of_india_issue_of_capital_063.txt
indiafinbench_NUM_070
numerical_reasoning
medium
RBI
Illustration 1: Net profit (PAT) for FY 20X1-X2 (A): ₹17,000 crore. Maximum Eligible Dividend (i.e., Lower of E or F): 5,500. Maximum Eligible Dividend as percentage of PAT: 32.35%.
In Illustration 1 of the RBI SFB Dividend Directions 2026, the Maximum Eligible Dividend is ₹5,500 crore and the PAT is ₹17,000 crore. What is the Maximum Eligible Dividend as a percentage of PAT?
32.35%. Calculation: (₹5,500 ÷ ₹17,000) × 100 = 32.35%.
RBI_Reserve_Ba_reserve_bank_of_india_small_finance_banks_prudential_no_099.txt
indiafinbench_NUM_130
numerical_reasoning
hard
SEBI
Regulation 5(e): any company or body corporate, having continuous net worth of minimum rupees one hundred crores as per its audited annual accounts for the previous five years prior to filing of the application with the Board for the grant of certificate.
A body corporate files an application to promote a credit rating agency in December 2025. Its audited net worth for the preceding years was: 2020-21: Rs 95 crore; 2021-22: Rs 102 crore; 2022-23: Rs 110 crore; 2023-24: Rs 108 crore; 2024-25: Rs 115 crore. Does it meet the Regulation 4(e) promoter eligibility criterion?
The requirement under Regulation 4(e) is a continuous net worth of at least Rs 100 crore per audited annual accounts for the previous five years. The five years preceding December 2025 would be FY 2020-21 through FY 2024-25. Net worth history: FY 2020-21: Rs 95 crore (fails — below Rs 100 crore), FY 2021-22: Rs 102 cro...
SEBI_1999_securities_and_exchange_board_of_india_credit_rating_ag_085.txt
indiafinbench_TMP_005
temporal_reasoning
easy
SEBI
The term 'innovators growth platform' was substituted by the SEBI (ICDR) (Second Amendment) Regulations, 2019, w.e.f 05.04.2019. Prior to its substitution, it was referred to as 'institutional trading platform' and was defined as the trading platform for listing and trading of specified securities of issuers that compl...
What was the name of the trading platform for emerging issuers under SEBI ICDR Regulations before 5 April 2019?
Institutional trading platform
SEBI_2018_securities_and_exchange_board_of_india_issue_of_capital_063.txt