Coral
Collection
Text-Clasification Modells • 4 items • Updated
id int64 1 1k | application_text stringlengths 45 221 | amount_eur int64 1k 50k | purpose stringclasses 10
values | label stringclasses 2
values |
|---|---|---|---|---|
1 | I need emergency funding of 13000 due to unforeseen medical and household expenses. I have no previous payment defaults. | 13,000 | Emergency / Unexpected | approved |
2 | Requesting a loan of 2400 for a honeymoon / special trip. | 2,400 | Travel / Vacation | approved |
3 | Need 9400 EUR to organize a wedding reception. I can provide recent payslips and bank statements. | 9,400 | Wedding / Family Event | approved |
4 | Need 5200 EUR to cover flights, accommodation and activities for a vacation. I can provide recent payslips and bank statements. | 5,200 | Travel / Vacation | rejected |
5 | Seeking 38900 euros for wedding-related costs. I live in a rented apartment / own property. | 38,900 | Wedding / Family Event | approved |
6 | I am planning my wedding and need a loan of 3000 euros to cover venue, catering and other costs. I can provide recent payslips and bank statements. | 3,000 | Wedding / Family Event | approved |
7 | I need emergency funding of 1000 due to unforeseen medical and household expenses. I can provide recent payslips and bank statements. | 1,000 | Emergency / Unexpected | rejected |
8 | Requesting financing of 5100 for a family celebration / anniversary. Monthly fixed costs are moderate. | 5,100 | Wedding / Family Event | rejected |
9 | Looking for a loan of 9300 euros to buy professional software and hardware. Monthly fixed costs are moderate. | 9,300 | Business / Self-Employment | approved |
10 | Need 14000 EUR to cover flights, accommodation and activities for a vacation. I am a long-term customer of the bank. | 14,000 | Travel / Vacation | approved |
11 | I need funding for a professional certification course costing approximately 11200 euros. | 11,200 | Education / Training | approved |
12 | Need 2700 EUR to organize a wedding reception. | 2,700 | Wedding / Family Event | approved |
13 | Requesting a business loan of 1800 to expand my small online shop. I am a long-term customer of the bank. | 1,800 | Business / Self-Employment | rejected |
14 | Requesting financing for necessary medical equipment / therapy. Amount: 6900. I can provide recent payslips and bank statements. | 6,900 | Medical / Health | approved |
15 | I would like to remodel my living room and add a new floor. Requested amount 3000 euros. | 3,000 | Home Improvement | approved |
16 | Need funds for basement waterproofing and interior finishing. Amount: 12900. I can provide recent payslips and bank statements. | 12,900 | Home Improvement | approved |
17 | I want to buy a used car for commuting to work. Price is around 6400 euros. I work as a civil servant. I can provide recent payslips and bank statements. | 6,400 | Vehicle Purchase | approved |
18 | Looking for financing of 34700 euros for language course and exam fees. I am a long-term customer of the bank. | 34,700 | Education / Training | approved |
19 | I would like to remodel my living room and add a new floor. Requested amount 4000 euros. The repayment period I prefer is 36 to 60 months. | 4,000 | Home Improvement | approved |
20 | I need a loan to renovate my kitchen and bathroom. The total estimated cost is 1500 euros. I have a stable job as a retail supervisor and can provide proof of income. I am a long-term customer of the bank. | 1,500 | Home Improvement | approved |
21 | I need a loan to renovate my kitchen and bathroom. The total estimated cost is 11200 euros. I have a stable job as a software developer and can provide proof of income. I have no previous payment defaults. | 11,200 | Home Improvement | approved |
22 | Planning to install a new heating system and insulation. Loan amount 2600. Monthly income is reliable. I live in a rented apartment / own property. | 2,600 | Home Improvement | approved |
23 | I require a loan of 2800 euros to cover dental treatment not fully covered by insurance. | 2,800 | Medical / Health | approved |
24 | Seeking 3000 euros for wedding-related costs. My credit history is clean. | 3,000 | Wedding / Family Event | rejected |
25 | Unexpected car repair and temporary loss of income require a short-term loan of 31400 euros. Additional income from a side activity is possible. | 31,400 | Emergency / Unexpected | approved |
26 | Unexpected car repair and temporary loss of income require a short-term loan of 3800 euros. I am a long-term customer of the bank. | 3,800 | Emergency / Unexpected | rejected |
27 | Seeking 13000 euros for wedding-related costs. My credit history is clean. | 13,000 | Wedding / Family Event | approved |
28 | Requesting financial support for a master's program / vocational training. Amount: 8900. I am a long-term customer of the bank. | 8,900 | Education / Training | approved |
29 | I need to replace my old computer and office equipment. Cost approximately 1000 euros. The repayment period I prefer is 36 to 60 months. | 1,000 | Electronics / Furniture | approved |
30 | I want to buy a used car for commuting to work. Price is around 4500 euros. I work as a logistics coordinator. Monthly fixed costs are moderate. | 4,500 | Vehicle Purchase | approved |
31 | Requesting a business loan of 1900 to expand my small online shop. I am a long-term customer of the bank. | 1,900 | Business / Self-Employment | approved |
32 | I would like to remodel my living room and add a new floor. Requested amount 5200 euros. Additional income from a side activity is possible. | 5,200 | Home Improvement | approved |
33 | Unexpected car repair and temporary loss of income require a short-term loan of 2900 euros. My credit history is clean. | 2,900 | Emergency / Unexpected | rejected |
34 | Looking for a personal loan of 2900 euros for travel expenses. | 2,900 | Travel / Vacation | approved |
35 | I would like to consolidate existing credit card debt and personal loans into one lower-interest loan of 1000 euros. I can provide recent payslips and bank statements. | 1,000 | Debt Consolidation | rejected |
36 | Looking for a personal loan of 1100 euros for travel expenses. I have no previous payment defaults. | 1,100 | Travel / Vacation | approved |
37 | Requesting a loan of 18500 to buy new furniture for my apartment. I am a long-term customer of the bank. | 18,500 | Electronics / Furniture | approved |
38 | Need financing of 8400 EUR for a new washing machine, fridge and other household appliances. I can provide recent payslips and bank statements. | 8,400 | Electronics / Furniture | approved |
39 | I am a self-employed nurse and need working capital of 2600 euros for equipment and inventory. | 2,600 | Business / Self-Employment | approved |
40 | Requesting a consolidation loan of 13700 EUR to simplify my monthly payments. | 13,700 | Debt Consolidation | rejected |
41 | Requesting financing for roof repairs and new windows. Amount required: 5000 EUR. Employed full-time for 8 years. Additional income from a side activity is possible. | 5,000 | Home Improvement | approved |
42 | Unexpected car repair and temporary loss of income require a short-term loan of 6000 euros. Additional income from a side activity is possible. | 6,000 | Emergency / Unexpected | approved |
43 | Requesting financing for necessary medical equipment / therapy. Amount: 20600. | 20,600 | Medical / Health | approved |
44 | Applying for 13500 euros to handle unexpected legal / administrative fees. | 13,500 | Emergency / Unexpected | rejected |
45 | Need funds for elective surgery and recovery costs totaling 3300 EUR. I live in a rented apartment / own property. | 3,300 | Medical / Health | approved |
46 | Need a loan of 6700 to cover tuition and materials for an IT bootcamp. The repayment period I prefer is 36 to 60 months. | 6,700 | Education / Training | approved |
47 | Requesting a business loan of 11800 to expand my small online shop. Additional income from a side activity is possible. | 11,800 | Business / Self-Employment | rejected |
48 | Looking for a loan of 5500 euros to buy professional software and hardware. My credit history is clean. | 5,500 | Business / Self-Employment | rejected |
49 | Need 4800 to cover urgent repair costs after water damage. My credit history is clean. | 4,800 | Emergency / Unexpected | approved |
50 | Looking for a loan of 21000 euros to buy professional software and hardware. I am a long-term customer of the bank. | 21,000 | Business / Self-Employment | approved |
51 | Requesting a business loan of 3800 to expand my small online shop. Monthly fixed costs are moderate. | 3,800 | Business / Self-Employment | approved |
52 | I need to replace my old computer and office equipment. Cost approximately 21000 euros. I am a long-term customer of the bank. | 21,000 | Electronics / Furniture | approved |
53 | Need financing of 2700 EUR to purchase tools and materials for my freelance activity. | 2,700 | Business / Self-Employment | approved |
54 | Applying for a personal loan of 2600 to fund important family event expenses. The repayment period I prefer is 36 to 60 months. | 2,600 | Wedding / Family Event | approved |
55 | Seeking 3200 euros for physiotherapy and related health expenses. I can provide recent payslips and bank statements. | 3,200 | Medical / Health | approved |
56 | I would like to finance a long-planned family vacation. Amount required: 3200 euros. My credit history is clean. | 3,200 | Travel / Vacation | approved |
57 | I require a loan of 2400 euros to cover dental treatment not fully covered by insurance. I am a long-term customer of the bank. | 2,400 | Medical / Health | approved |
58 | Requesting a business loan of 18400 to expand my small online shop. The repayment period I prefer is 36 to 60 months. | 18,400 | Business / Self-Employment | approved |
59 | Looking to finance a motorcycle for daily transport. Amount needed 1000. I have no previous payment defaults. | 1,000 | Vehicle Purchase | rejected |
60 | Looking for a loan of 5000 euros to buy professional software and hardware. I can provide recent payslips and bank statements. | 5,000 | Business / Self-Employment | approved |
61 | Need 7600 EUR to organize a wedding reception. Additional income from a side activity is possible. | 7,600 | Wedding / Family Event | approved |
62 | Looking for a personal loan of 6200 euros for travel expenses. | 6,200 | Travel / Vacation | approved |
63 | I am planning my wedding and need a loan of 6900 euros to cover venue, catering and other costs. | 6,900 | Wedding / Family Event | approved |
64 | Seeking 14200 euros for home office setup and electronics. | 14,200 | Electronics / Furniture | approved |
65 | I need funding for a professional certification course costing approximately 1400 euros. My credit history is clean. | 1,400 | Education / Training | approved |
66 | I would like to consolidate existing credit card debt and personal loans into one lower-interest loan of 9600 euros. | 9,600 | Debt Consolidation | approved |
67 | Seeking 5200 euros for physiotherapy and related health expenses. | 5,200 | Medical / Health | approved |
68 | Need 4800 EUR to cover flights, accommodation and activities for a vacation. Additional income from a side activity is possible. | 4,800 | Travel / Vacation | approved |
69 | Need financing of 6000 EUR for a new washing machine, fridge and other household appliances. I am a long-term customer of the bank. | 6,000 | Electronics / Furniture | approved |
70 | I would like to consolidate existing credit card debt and personal loans into one lower-interest loan of 12400 euros. I have no previous payment defaults. | 12,400 | Debt Consolidation | approved |
71 | Need to combine several outstanding balances. Loan amount 3700. The repayment period I prefer is 36 to 60 months. | 3,700 | Debt Consolidation | approved |
72 | Seeking a single loan of 19000 to pay off existing consumer credits. I am a long-term customer of the bank. | 19,000 | Debt Consolidation | approved |
73 | Looking for a loan of 5800 euros to buy professional software and hardware. | 5,800 | Business / Self-Employment | approved |
74 | I require a loan of 23300 euros to cover dental treatment not fully covered by insurance. I can provide recent payslips and bank statements. | 23,300 | Medical / Health | approved |
75 | I need funding for a professional certification course costing approximately 5800 euros. Monthly fixed costs are moderate. | 5,800 | Education / Training | rejected |
76 | Requesting a business loan of 1300 to expand my small online shop. Monthly fixed costs are moderate. | 1,300 | Business / Self-Employment | approved |
77 | Need a loan of 8000 to cover tuition and materials for an IT bootcamp. | 8,000 | Education / Training | approved |
78 | Looking to finance a motorcycle for daily transport. Amount needed 5300. I have no previous payment defaults. | 5,300 | Vehicle Purchase | rejected |
79 | Applying to refinance multiple high-interest debts. Total amount required: 2000. Monthly fixed costs are moderate. | 2,000 | Debt Consolidation | rejected |
80 | I want to buy a used car for commuting to work. Price is around 44400 euros. I work as a mechanic. | 44,400 | Vehicle Purchase | approved |
81 | Need funds for basement waterproofing and interior finishing. Amount: 1300. My credit history is clean. | 1,300 | Home Improvement | approved |
82 | Looking to finance a motorcycle for daily transport. Amount needed 1900. The repayment period I prefer is 36 to 60 months. | 1,900 | Vehicle Purchase | approved |
83 | Requesting a loan of 5300 to buy new furniture for my apartment. The repayment period I prefer is 36 to 60 months. | 5,300 | Electronics / Furniture | rejected |
84 | Need 2100 EUR to cover flights, accommodation and activities for a vacation. The repayment period I prefer is 36 to 60 months. | 2,100 | Travel / Vacation | approved |
85 | Seeking 10300 euros for home office setup and electronics. I live in a rented apartment / own property. | 10,300 | Electronics / Furniture | approved |
86 | I require a loan of 5300 euros to cover dental treatment not fully covered by insurance. The repayment period I prefer is 36 to 60 months. | 5,300 | Medical / Health | rejected |
87 | I require a loan of 4800 euros to cover dental treatment not fully covered by insurance. Additional income from a side activity is possible. | 4,800 | Medical / Health | approved |
88 | I need funding for a professional certification course costing approximately 4000 euros. | 4,000 | Education / Training | rejected |
89 | Applying for a loan to purchase a reliable second-hand vehicle. Requested sum: 9200 EUR. My credit history is clean. | 9,200 | Vehicle Purchase | approved |
90 | Requesting a loan of 49800 for a honeymoon / special trip. Additional income from a side activity is possible. | 49,800 | Travel / Vacation | approved |
91 | Need funds for elective surgery and recovery costs totaling 13800 EUR. The repayment period I prefer is 36 to 60 months. | 13,800 | Medical / Health | rejected |
92 | Applying for a personal loan of 5000 to pay for specialized medical care. My credit history is clean. | 5,000 | Medical / Health | approved |
93 | I am a self-employed logistics coordinator and need working capital of 4200 euros for equipment and inventory. Additional income from a side activity is possible. | 4,200 | Business / Self-Employment | approved |
94 | Need funds for elective surgery and recovery costs totaling 21300 EUR. My credit history is clean. | 21,300 | Medical / Health | approved |
95 | Looking for financing of 7500 euros for language course and exam fees. Additional income from a side activity is possible. | 7,500 | Education / Training | rejected |
96 | Seeking 1400 euros for wedding-related costs. | 1,400 | Wedding / Family Event | approved |
97 | Need funds for basement waterproofing and interior finishing. Amount: 3200. | 3,200 | Home Improvement | approved |
98 | Seeking 5000 euros for home office setup and electronics. | 5,000 | Electronics / Furniture | approved |
99 | Need financing for a family car. The vehicle costs 2000. Stable employment for 8 years. | 2,000 | Vehicle Purchase | rejected |
100 | Looking for financing of 5900 euros for language course and exam fees. Monthly fixed costs are moderate. | 5,900 | Education / Training | approved |
End of preview. Expand in Data Studio
Finance Text Classification Dataset
A lightweight English-language dataset designed for text classification tasks in the finance domain.
It contains 1,000 synthetic but realistic loan application texts with requested amounts up to €50,000.
The dataset is suitable for:
- Binary text classification (approved vs. rejected)
- Zero-shot classification experiments
- Fine-tuning or evaluating language models on financial application texts
Dataset Description
Each example represents a short free-text loan/credit application.
The texts cover common real-world use cases such as:
- Home improvement
- Vehicle purchase
- Debt consolidation
- Education / training
- Medical / health expenses
- Business / self-employment needs
- Wedding & family events
- Travel
- Electronics & furniture
- Emergency / unexpected costs
Mild realistic correlations between requested amount, purpose, and approval probability were introduced while retaining sufficient noise for meaningful model training.
Dataset Structure
| Column | Type | Description |
|---|---|---|
id |
int | Unique example identifier (1–1000) |
application_text |
string | Free-text loan application |
amount_eur |
int | Requested amount in EUR (1,000 – 50,000) |
purpose |
string | Application purpose category |
label |
string | Binary target: approved or rejected |
Label Distribution
| Label | Count |
|---|---|
| approved | 736 |
| rejected | 264 |
Purpose Distribution
| Purpose | Count |
|---|---|
| Electronics / Furniture | 115 |
| Business / Self-Employment | 114 |
| Wedding / Family Event | 109 |
| Vehicle Purchase | 107 |
| Emergency / Unexpected | 105 |
| Travel / Vacation | 94 |
| Medical / Health | 92 |
| Education / Training | 90 |
| Debt Consolidation | 89 |
| Home Improvement | 85 |
Amount Statistics (EUR)
| Statistic | Value |
|---|---|
| Mean | ~7,319 |
| Median | ~5,100 |
| Min | 1,000 |
| Max | 50,000 |
Files
finance_text_classification_dataset_1000.csv– CSV versionfinance_text_classification_dataset_1000.xlsx– Excel version
Intended Use
This dataset is intended for research, prototyping, and educational purposes in natural language processing and financial text classification.
It is not based on real customer data and should not be used for production credit decisions.
License
Apache License 2.0
Citation
If you use this dataset, please cite it as:
Finance Text Classification Dataset (Synthetic Loan Applications up to €50,000)
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