feat: improved light mode + language sync to html lang attribute

Harden scanned PDF OCR fallback

Fix document PDF text extraction

feat: Document Analyzer, Persistent AI Memory, Multi-language (EN/HI/MR), Dark/Light Theme

fix: prevent HF 502 by removing sklearn import at startup and hardening DB init

feat: implement Goals, Loans, and Settings pages with real APIs

feat: persistent AI chat with multi-session history sidebar

feat: AI Coach Mode, Fraud Explanations, Monthly Narrative — 3 new intelligence features

fix: pass full account context to Groq — AI now answers with real user data

fix: resolve AI assistant page client crash by converting to HTTP streaming fallback, passing env vars to supervisord, and add payments feature

Deploy to HF Space