phrack/issue29/6.txt

                                ==Phrack Inc.==

                     Volume Three, Issue 29, File #6 of 12

                             + BANK INFORMATION +
                              \                /
                               \              /
                               ___Compiled By___
                              /                 \
                                Legion Of Doom!
                                 EFT Division
                                 ------------

In order to exact any type of bank associated transaction by computer, one must
have a working knowledge of the various routing codes involved in the banking
processes.  The following is an informational guide to the coding used in
American banking transactions.

ABA (American Bankers Association) Transit Numbers

Numbers 1 to 49 inclusive are Prefixes for Cities
Numbers 50 to 99 inclusive are Prefixes for States

Prefix Numbers 50 to 58 are Eastern States
Prefix Number 59 is for Alaska, Hawaii, and US Territories
Prefix Numbers 60 to 69 are Southeastern States
Prefix Numbers 70 to 79 are Central States
Prefix Numbers 80 to 88 are Southwestern States
Prefix Numbers 90 to 99 are Western States

1    New York, NY
2    Chicago, IL
3    Philadelphia, PA
4    St. Louis, MO
5    Boston, MA
6    Cleveland, OH
7    Baltimore, MD
8    Pittsburgh, PA
9    Detroit, MI
10   Buffalo, NY
11   San Francisco, CA
12   Milwaukee, WI
13   Cincinnati, OH
14   New Orleans, LA
15   Washington D.C.
16   Los Angeles, CA
18   Kansas City, MO
19   Seattle, WA
20   Indianapolis, IN
21   Louisville, KY
22   St. Paul, MN
23   Denver, CO
24   Portland, OR
25   Columbus, OH
26   Memphis, TN
27   Omaha, NE
28   Spokane, WA
29   Albany, NY
30   San Antonio, TX
31   Salt Lake City, UT
32   Dallas, TX
33   Des Moines, IA
34   Tacoma, WA
35   Houston, TX
36   St. Joseph, MO
37   Fort Worth, TX
38   Savannah, GA
39   Oklahoma City, OK
40   Wichita, KS
41   Sioux City, IA
42   Pueblo, CO
43   Lincoln, NE
44   Topeka, KS
45   Dubuque, IA
46   Galveston, TX
47   Cedar Rapids, IA
48   Waco, TX
49   Muskogee, OK
50   New York
51   Connecticut
52   Maine
53   Massachusetts
54   New Hampshire
55   New Jersey
56   Ohio
57   Rhode Island
58   Vermont
59   Alaska, American Samoa, Guam, Hawaii, Puerto Rico, Virgin Islands
60   Pennsylvania
61   Alabama
62   Delaware
63   Florida
64   Georgia
65   Maryland
66   North Carolina
67   South Carolina
68   Virginia
69   West Virginia
70   Illinois
71   Indiana
72   Iowa
73   Kentucky
74   Michigan
75   Minnesota
76   Nebraska
77   North Dakota
78   South Dakota
79   Wisconsin
80   Missouri
81   Arkansas
83   Kansas
84   Louisiana
85   Mississippi
86   Oklahoma
87   Tennessee
88   Texas
90   California
91   Arizona
92   Idaho
93   Montana
94   Nevada
95   New Mexico
96   Oregon
97   Utah
98   Washington
99   Wyoming


Federal Reserve Routing Symbols

     * All banks in an area served by a FR bank or branch bank
       carry the routing symbol of the FR bank or branch

1    Federal Reserve Bank of Boston Head          5-1
     Office                                       110

2    Federal Reserve Bank of New York Head        1-120
     Office                                        210

     Buffalo Branch                               10-26
                                                   220

3    Federal Reserve Bank of Philadelphia         3-4
     Head Office                                  310

4    Federal Reserve Bank of Cleveland Head       0-1
     Office                                       410

     Cincinnati Branch                            13-43
                                                   420

     Pittsburgh Branch                            8-30
                                                  430

5    Federal Reserve Bank of Richmond Head        68-3
     Office                                       510

     Baltimore Branch                             7-27
                                                  520

     Charlotte Branch                             66-20
                                                   530

6    Federal Reserve Bank of Atlanta Head         64-14
     Office                                        610

     Birmingham Branch                            61-19
                                                   620

     Jacksonville Branch                          63-19
                                                   630

     Nashville Branch                             87-10
                                                   640

     New Orleans Branch                           14-21
                                                   650

7    Federal Reserve Bank of Chicago Head         2-30
     Office                                       710

     Detroit Branch                               9-29
                                                  720

8    Federal Reserve Bank of St. Louis Head       4-4
     Office                                       810

     Little Rock Branch                           81-13
                                                   110

     Louisville Branch                            21-59
                                                   830

     Memphis Branch                               26-3
                                                  840

9    Federal Reserve Bank of Minneapolis          17-8
     Head Office                                  910

     Helena Branch                                92-26
                                                   920

10   Federal Reserve Bank of Kansas City          18-4
     Head Office                                  1010

     Denver Branch                                23-19
                                                  1020

     Oklahoma City Branch                         39-24
                                                  1030

     Omaha Branch                                 27-12
                                                  1040

11   Federal Reserve Bank of Dallas Head          32-3
     Office                                       1110

     El Paso Branch                               88-1
                                                  1120

     Houston Branch                               35-4
                                                  1130

     San Antonio Branch                           30-72
                                                  1140

12   Federal Reserve Bank of San Francisco        11-37
     Head Office                                  1210

     Los Angeles Branch                           16-16
                                                  1220

     Portland Branch                              24-1
                                                  1230

     Salt Lake City Branch                        31-31
                                                  1240

     Seattle Branch                               19-1
                                                  1250


BANK IDENTIFICATION CODES


XX-YYY   WHERE:      XX = City or State
 ZZZZ               YYY = Bank of Origin

                   ZZZZ = Federal Reserve Routing Code

If three digits:  The first digit identifies the Federal Reserve District

                  The second digit, if 1, stands for the Head Office of the
                  Federal Reserve District; 2-5 stand for the Branch Office of
                  the Federal Reserve District

                  The third digit signifies:  0-available for immediate credit;
                  others have deferred credit and the digits mean the
                  following: 1-5 designates the state in which the drawee bank
                  is located; 6-9 special collection arrangements.

If four digits:   The first two digits stand for the Federal Reserve District
                  10-12.

The following digits are as above


EXAMPLE:

68-424       68-State of Virginia
 514        424-Arlington Trust Co., Arlington, VA
              5-Fifth Federal Reserve District
              1-Head Office in Richmond, Virginia
              4-Deferred credit and the state of Virginia

*NOTE -- For further your familiarity with the coding process, on checks, these
         numbers appear at the bottom of the check according to the MICR Check
         Coding System.  The check number, the account number, and the ABA
         Transit Number will all be encoded in magnetic ink.  The ABA Number
         will be enclosed in symbols like:  |: ABANUMBER |:  The grouping of
         the ABA and Federal Reserve Codes will also usually appear at the
         upper right-hand corner of the check.

         Keep in mind that there are a great many checks involved in any
         banking procedure, and almost any transaction evoked improperly will
         draw attention.  Furthermore, the documents generated in a legitimate
         wire-transfer situation are quite extensive.  Should a transaction be
         noticed, and these documents are not available for scrutiny, again
         attention will be drawn to the situation.

                              * BANK DOCUMENTS *
                              * WIRE  TRANSFER *

                  INTERNAL                    CUSTOMER RECORD

        Teller Tape & Proof Sheets         Copy of Wire Transfer Ticket
        Wire Transfer Ticket               Cancelled Check (if used to
        Microfilm copy of check              purchase)
          used to purchase wire            Bank Statement (if funds came
          transfer                           out of the account)
        Microfilm copies of account
          records (if fund came out
          of existing account)
        Cash In/Out Ticket
        Vault Book Entry
        Bank Security Film
        Copy of CTR

Bank transactions must be swift and precise.  Amounts should be kept under the
$10,000 range in order not to immediately arouse suspicion.  Attacks must
executed correctly the first time, as there will be no possibilities for a
second chance.  Monies must be gathered rapidly and dispersed into various
outlets to avoid additional attention.  Transfers to banking systems whose
countries keep strict right to privacy laws, such as Panama, Switzerland,
et.al. are not recommended as the transactions are much more involved and there
exists a greater potential for error in international wire-transfers.

The preferred method of transfer of funds would involve one or more false
identities, complete with state approved identification or passport and social
security cards.  Bank Security Film is kept on file, so it would be preferred
that some semblance of disguise be implemented, ranging from hair bleaching,
sun-tanning, makeup, false accents, facial hair, etc.  Various accounts in the
assumed name would be opened in several cities with the minimum initial
balance.  Within approximately two weeks, funds of no more than $7500 would be
diverted to each account.  The funds would then be withdrawn in cash with no
more than $5000 from each account, the balance being left in the account.  Once
the funds have been made cash, they would then be distributed to foreign banks,
or invested in foreign markets to avoid detection by the Internal Revenue
Service.

Conviction for Illegal Transference of Funds is not recommended.

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